You must always call the police if: |
- anyone has been injured
- either vehicle has more than $1,000 damage,
- one of the drivers has committed an offense.
- Write down the name, address, insurance company, policy number, and driver's license number of the other driver. If the driver does not own the car, ask for information on the registered owner.
- Get the license number, make, model and year of the other car.
- If the police come to the scene ask for a copy of their accident report, or the file number they assigned to it.
- Get the names and contact information including addresses of any witnesses.
- As soon as possible, write down your description of the accident while the details are still fresh.
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What to do Next:
If calliing the police was not required (see above), go to a police station to report the accident as soon as possible. Note the file number the police assign to it.
Regardless of which driver is at fault, call your insurance company or agent. Your accident file will be assigned to an insurance adjuster who will ask you to give an accident report. |
